Stop Waiting. Start Growing.
One application receives the best offer from top providers — you choose your best path.
One application. The best offer from top providers. You choose your path forward — fast decisions, zero runaround, funding as fast as 1–3 days.
Approved in 1–3 Days
550+ FICO · No collateral required
Two Products. One Goal: Get You Funded.
Whether you run a storefront or hustle independently, we built a funding solution that actually fits how you work.
Offers are based mostly on your monthly sales and deposits — not your credit score.
Working Capital Loans
Cash flow gaps, big opportunities, and unexpected expenses don't wait for your bank to call back. Our working capital loans give you up to $2M with a decision in as little as 24 hours and funding as fast as 1–3 days — so you can say yes to the next big move, not "let me check with my lender."
- $10K–$2M available
- 6–24 month terms, you choose
- No collateral, no personal assets at risk
- 550+ owner FICO score required
- 3 months bank statements required
- Decisions in as little as 24 hours
Gig Entrepreneur Funding
You built something real — even if a W-2 doesn't show it. We accept 1099 and gig platform income, look at your actual earnings history, and offer funding sized for the way independent workers actually operate. No employer required.
- 1099, gig & platform income accepted
- $10K–$250K — right-sized for independents
- 550+ owner FICO score required
- 3 months bank statements required
- Repayment tied to your income rhythm
- 5-minute application, no branch visit
Funded in 3 Steps. Seriously.
We cut the red tape so you can focus on running your business — not chasing a bank.
Apply Online
5 minutes. No branch visits, no stacks of paperwork. Just a straightforward application built for real business owners.
Get a Decision
We review your application and come back to you within 48 hours — most applicants hear back the same day.
Money in Your Account
Approved? Funds hit your business account in as fast as 1–3 days. No delays, no mystery — just capital ready to put to work.
Don't Take Our Word for It
"Applied Monday, had $45,000 in my account by Wednesday. No bank has ever moved that fast for me. My Biz Funding actually gets how small businesses operate."
Marcus T.
Auto Detailing Shop Owner
Atlanta, GA
"Every bank I tried said my gig income 'didn't qualify.' My Biz Funding looked at what I actually earn and approved me in 24 hours. Game changer."
Priya S.
Rideshare & Delivery Driver
Chicago, IL
"We landed a big contract but needed capital to staff up fast. The process was painless, the team was responsive, and we never missed a beat."
David R.
Commercial Cleaning Co.
Dallas, TX
Your Next Move Starts Here.
Over 10,000 businesses have already chosen a faster, smarter way to get funded. It takes less than 5 minutes to apply — and checking your options won't touch your credit score.
No hard credit pull to check your options.